President Obama and Congress: If You Missed Wise County, Join Me in L.A.
During my recent interview with Bill Moyers, I explained that the sight of Americans being forced to wait in line for charity health care was one of the experiences that inspired me to leave my job as an insurance industry public relations executive.
The insurance industry, its business allies and its shills in Congress are doing their best once again to scare us away from real health care reform, just as they did 15 years ago. Using the same tactics and language they did then, insurers and their cronies are warning us that America will be sliding down a slippery slope toward socialism if the federal government creates a public insurance option to compete with the cartel of huge for-profit companies that now dominate the health insurance industry.
One of the false images they try to create in our minds is of long waits for needed care if our reformed health care system resembles in any way the systems of other developed countries in the world--systems that don't deny a single citizen access to affordable care, much less 50 million of them.
Here is a real image, and a very scary one, that I wish those overpaid insurance executives and members of Congress could have witnessed before dawn a few days ago: a thousand men, women and children standing for hours, in the dark, in a line that seemed to be endless, waiting patiently for a chance -- a chance because the need is so great many are turned away -- to get much-needed care from a volunteer doctor.
That is the scene they would have witnessed if they had bothered to come to the Wise County, Virginia, fairgrounds for the 10th annual Remote Area Medical (RAM) Expedition, a thee-day event in the southern Appalachians that grows larger every year as more and more Americans join the ranks of the uninsured and the underinsured.
Among those standing in line were people who thought they had decent health insurance until they really needed it. They found out the hard way that the policies insurers are forcing most of us into these days require us to put much more "skin in the game," as insurers say, so we will be more prudent "consumers" of health care.
When I came to the Wise expedition as a curious insurance company public relations executive two years ago, I was so shaken by what I saw that I knew immediately I was doing PR for the wrong side of the health care reform debate. A few months after that I walked away from a job that paid me very well to be one of the industry's mouthpieces.
When I returned to Wise last week, this time as someone trying to pull the curtain back on despicable insurance industry practices such as "purging" people from insurance rolls when they become sick, I was even angrier, even more outraged at what passes for a health care system than I was in 2007.
Knowing the industry as I do, it takes extraordinary callowness and heartlessness to surprise me. I didn't think I was capable of being shocked by insurers' greed.
I was wrong. What I learned is that many people who stand in those long lines at RAM events (the Wise expedition is the organization's 575th), are people who have been told by their insurance companies that they should call RAM if they don't have enough money to get needed care because they can't afford to pay their out-of-pocket expenses.
That's right, insurance company bureaucrats, who are under constant pressure from Wall Street analysts and investors to spend less and less of every premium dollar they receive from us to pay medical claims, are telling their policyholders to seek charity care. They are telling them to go stand in long lines, in the dark, at events held once a year, to get the care they thought their insurance companies would pay for just so they can put more of their premium dollars in the pockets of their executives and shareholders.
When I heard that I asked how much money RAM, a nonprofit organization that depends entirely on donations, has received this year -- or any year for that matter--from the insurance industry. I knew the answer but wanted to ask it anyway. If you guessed nothing, you guessed right.
Back in the early '90s, when the insurance industry was spending millions of dollars, as it is now, to scare us away from any additional involvement of the federal government in our health care system, one of the executives I wrote speeches for quoted 18th century economist Adam Smith's famous line about the ruthless "invisible hand" of the market in calling for less, rather than more, government regulation of the industry.
He was right: the invisible hand has indeed been ruthless. Fifteen years after he gave that speech, far more Americans are uninsured and underinsured. Millions of people have lost their homes or filed for bankruptcy because they couldn't afford to pay their medical bills. Thousands of our family members and neighbors have died needlessly because they didn't go to the doctor or pick up their prescriptions because they didn't have adequate insurance.
On behalf of the millions of men, women and children who will suffer the same fate unless Congress passes real reform this year, I am issuing this invitation to President Obama and members of Congress: join me at the next RAM event, which will be held over eight days next month in Los Angeles (August 11-18).
Congress, if you must take your August vacation, spend a day or two of it -- or a few minutes of it, if that's all you can spare--helping to register the many thousands of your fellow Americans who will be standing in long lines, in the dark, waiting for the doors of the Forum to open. Chances are you visited the Forum in years past to see the Lakers play. Be prepared this time to see it fulfilling an entirely different function, and be prepared to look those folks in the eye and explain why you needed to go on vacation before passing health care reform. And explain to them why many of you are saying we just can't afford reform, so let's just call the whole thing off and let the private market continue to work its ruthless magic.
Remember, Congress: while you are on vacation, 150,000 Americans will lose their insurance, many of them will file for bankruptcy because of mounting medical bills, and at least 1,500 will die because they don't have coverage that gives them access to care they need.
I'm looking forward to seeing you in L.A.
Wendell Potter is the Senior Fellow on Health Care for the Center for Media and Democracy in Madison, Wisconsin. A version of this article originally appeared on the Huffington Post.









Comments
Wendell, thank you so much
Wendell, thank you so much for the good work you do. You've turned your experience in the belly of the beast into a valuable weapon in the fight for health care reform. I'm so glad you're out there.
Health Care
I was amazed by your interview with Bill Moyers and at the end Iwas so disgusted and disheartened by the facts that the industry really does put profits over people.This is the biggest and best reason for reform to a single payer option.Thank you for being a real human being and for coming over to our side.
People
Thank you for sharing your perspective. I thought you were very effective in your testimony and in your series of recent media appearances.
Here is a piece from yesterday edition of The Commercial Appeal in Memphis.
It reminds us (as you did with your comments about RAM) that while there is a policy debate going on in Washington, there are real people behind this debate who are dealing with the issues of life and death everyday.
http://www.commercialappeal.com/news/2009/jul/29/let-down/
Article by Shawn Tully on CNNMoney.com
Hey Wendell,
I'm a CIGNA retiree and I'm so glad to see you out there speaking up.
I hope you can get on air somewhere to respond to Shawn Tully's July 24th article that's posted on CNNmoney site: 5 Endangered Freedoms. Most Americans covered by employer plans (or even individual plans) don't currently have any of the "freedoms" he/she is talking about. It's evident he/she is no expert on the subject, but he/she has written a piece that many lay people might believe.
They were talking about this article on CNN today. I believe it's meant to mislead people, so I hope you can read it and respond on air soon.
Thanks for all that you are doing.
Thank you, Mr. Potter, but why did it take you so long?
Dear Mr. Potter -
I saw your interview on the Ed Show and just checked out your blog, which is moving to read. I hope that you will use all the skill you have acquired in communications to fight for proper access to health care for the many Americans who do not have or merely BELIEVE they have access now.
But, I am surprised that you were so unaware of the reality faced by so many. You mentioned meetings at CIGNA where you thought only of statistics and profits. You do not mention family or friends.
I have an MBA, a solid work history, and many friends with Master and PhD degrees, having worked many years at the director level in a research university. But, too many friends in their 50s and early 60s now face unemployment, dwindling or used-up COBRA, and little to no prospect of finding individual health insurance.
Of course, we lived in Cleveland, Ohio, which in 2007 lost more people than any other American city, according to US Census estimates. But that is not all that mitigating factor. As you drive around the US these days, look at all of the homes whose maintenance has been neglected for ages. We noticed this last week in NY State. We do not see this in Ontario, Canada, even in deeply rural areas or so-called inner cities (which do not really exist in Canadian cities). I would bet that many are not due to predatory lenders, but simply bankruptcy for medical reasons, which rose from 55 to 62% of personal bankruptcies between 2005 and 2006.
Your personal experience cannot be all that different from mine. Do you not have family members or friends who lost their professional positions, or began small businesses? Did you ever just ask them how they were coping?
One professor friend told me that years ago a friend of hers married her for just as long as it took her to get well after a catastrophic illness (due to which she had lost her job) before she entered academia and could sign up for insurance regardless of pre-existing conditions. Odd? Well, she is a lesbian who had already let everyone know by then. What a shame! My accountant lost his long-time faculty position--and benefits--when his university went belly-up; his wife took antidepressants after her parents' close-in-time deaths for a few months, and he is classified as obese, although he is in great shape and quite angular (heavy bones?), so they are uninsurable, even by AARP. I can go on and on... So, please start asking your nearest and dearest.
My husband and I are lucky. I moved the the US from Canada in 1983 at age 26, newly married, and I was shocked back then. I called the system barbaric when I visited home, said that combining where one works with how one accesses health care must have been dreamed up by someone on drugs.
Finally, we were in a position to move to Canada, so I sponsored my husband up here this year. What a difference! Don't let anyone tell you that this health care is terrible. It's not perfect, but here is what has happened to me so far:
January 2009: my official move, triggering a 90-day wait for the Ontario Health Insurance Plan (OHIP), the government provided insurance.
April 2009: received OHIP card; visit with family practitioner of my choice. (Which I scheduled in February, knowing when I would have insurance. She also had to accept me into her practice.) Blood, urine tests and EKG. Referrals to specialists, because I have pre-existing conditions, to bring info up to date.
May 2009: visit with chief cardiologist at major Toronto hospital (a top-ranked department in North America), with echocardiogram, EKG, more blood tests.
June 2009: visit with respirologist to ensure no drug interactions if I get lung infection, pulmonary function tests. Visit with family practitioner for skin problem that cropped up--seen on same day that I called(!). (Okay, that is rare timing.)
July 2009: overnight sleep study and follow-up with world-renowned sleep physician (somnambulist?) who specializes in treating heart failure patients. Referral to ENT for permanently enlarged tonsils. Regular densitometry test and my first-ever physical with the family practitioner.
August 2009: visit scheduled with colo-rectal surgeon preparatory to having regular colonoscopy.
September 2009: scheduled follow-up visits with cardiologist and sleep study specialist.
October 2009: regularly scheduled mammogram.
OHIP--the government plan--covers, without limits, deductibles or copayments: doctor visits, diagnostics, emergency clinics, hospital stays, inoculations, and much more. It does not cover prescriptions (though there is an excellent need-based government-run program), except for seniors (who pay only the dispensing fee), 25% of durable medical equipment, or purely cosmetic surgery. Private health insurance, included in many employers' benefits, covers these things.
And with all this, I am able to choose my own doctors. Patients do need referrals to see specialists, but then one can choose anyone in the province, which in this case, has over 11 million residents, so plenty of choice. In all this, my waits have been reasonable, and I could have seen these physicians sooner had I had the need.
Perhaps most important, doctors do not need to check with ANYONE before ordering a test, doing a procedure or anything else. They are presumed to be professionals and are in charge and all conversations between physician and patient are purely medical. There is little feeling of bureaucracy. I concede that their offices are not fancy, but they tend to have things like bottles of disinfectant everywhere for patient use, and face masks in doctors' and hospital lobbies. (They have learned much in Toronto from SARS.)
My only complaint: the parking is expensive in downtown Toronto where the specialists I have chosen are practicing! But I am interested in those who are doing research and publishing right now, alongside their practices, so big-city hospital/research university physicians are whom I need. So far, nothing else has cost me directly. I am seeking work, which is taking a while in this economy, but then I will begin paying for this health care out of my income tax--a great deal. And--yes, also so important!--my employer will not need to know anything about my health, as there is no information sent to employers about employee health care usage. There is simply no connection.
I could go on and on, but I do hope that you will read this and work hard for all those whom we left behind. All the best to you and I applaud and will follow your efforts.
Help!
Help! How can we get people mobilized to pressure our Congress men and women to be sensitive to the real needs of millions of people? I will write my senators and representatives tonight. We need everyone else to do the same!
Courage to Speak Out
Mr.Wendell Potter is truly a patriot who has the credibility to provide the OTHER SIDE of the story in these critical days!
Thank you for visiting Wise County and visiting with many of my friends and former colleagues.
Your July 31st interview with Bill Moyers on the Journal is a message that every American needs to hear.
Wendell, my hero
You are a hero, Mr. Potter, in the sea of Profiles in Jellyfishism. I hope we can see the RAM on CSpan or here on CMD.
I write to people that you are the most telling spokesman possible against the bloodsucking Wall Street Health Scam Corporations with their odious medical loss ratios; RAPE (Rescind-And-Purge Evil); and fake insurance.
Do people really want Wall Street between them and their doctors? (Read up on medical-loss-ratios -- which means that anything they pay out to cover people is a loss to the stock-holders & punished by their Death-Star OverLords, Wall Street.) It disgusts.
You folks who still want Wall St. health scam insurance should go ahead and have your premiums pay Ron Williams' CEO Aetna's 24 million dollar annual compensation.
Urgent: To contact your representatives and leaders, you can go to http://www.congress.org/congressorg/directory/congdir.tt
for phone, fax, snail, etc.
For The White House, go to
http://www.whitehouse.gov/contact/
for email, phone, etc. Phone will be busy. You need to persevere and redial a lot. Other leaders (Pelosi, Reid, Baucus, etc) are a lot easier to contact. Always be extremely polite and have a tone of more in desperate sorrow than in anger. (I also call to quickly thank the good guys, Rockefeller, Sherrod Brown, Anthony Weiner, Barbara Mikulski etc.)
I've escalated to asking the volunteer to ask the President to say this single, plain sentence: "I will VETO any bill which does not include a robust public option."
My gratitude to Wendell is deep and wide. My head would have exploded if he hadn't stood bloody up. Governor Howard Dean is great too. (You can sign his petition here: http://standwithdrdean.com/) Watch The Ed Schultz Show on msnbc too. He's huge for health reform. He'll be on vacation this coming week reading the entire HELP bill, but he is very fiery for real reform for We The dear Sheeple. Wendell Rocks.
You're doing the work of angels -- no kidding
I work for a large US corporation that uses CIGNA ironically and I've watched our benefits and the quality of coverage decrease over time, especially in the last few years as the company struggles to maintain costs. And I'm one of the lucky ones who has coverage.
Congratulations on your decision to bring the wealth of your knowledge to the service of people in need -- and thank you. You add much needed credibility to the health care discussion.
Seriously -- is it possible you could work with President Obama to create a compelling narrative that most American's can easily understand about what is being offered and what is at stake? So far the narrative has been left to the Republicans and as the only clear story out there, as wrong as it is, it's working against us all.
President Obama and Congress: If You Missed Wise County, Join Me
Wendell Potter,
Let’s not dispair. Consider the Butterfly Effect:
“the idea that a butterfly’s wings might create tiny changes in the atmosphere that may ultimately alter the path of a tornado or delay, accelerate or even prevent the occurrence of a tornado in a certain location. The flapping wing represents a small change in the initial condition of the system, which causes a chain of events leading to large-scale alterations of events.
Wendell Potter, you are that butterfly. I cannot imagine President Obama and Congress declining to join you at the RAM fair in LA.
health care reform
I just watched online, Bill Moyers interviewing you, and also your testimony in Congress. I was both happy and depressed.
Happy, because an industry insider is finally fighting back against the crushing power of the insurance industry. Your message is right on taget.
Depressed, because I can't help wondering how we are ever going to overcome the industry's power, when so many members of congress are bought and paid for with insurance company profits. What chance does America have for real reform against such power?
Depressed, too, because your interview was on PBS. You need to be speaking out where everyone can see you, during popular TV shows like football games or Survivor or American Idol, that draw millions, not on PBS where you're already "preaching to the choir" (and sadly a very small choir at that). Sadly, I don't think money can be raised to put you speaking out where everyone will hear you.
In my spare time, I do volunteer work with an organization called Change That Works. I've personally spoken to about 60 people, and 55 of them had health care horror stories (many that brought tears to my eyes, like the young mom with breast cancer whose insurance company basically told her to either file bankruptcy or die and leave her kids with no parents), and we have sent these stories to congress. All of our Change That Works volunteers are sending stories by the dozens to Congress, but I fear these stories will fall on deaf ears since lobbyists have already bought them off.
But what sticks in my mind is the 80-year-old man who loudly argued with me that "There's not a damn thing wrong with health care in this country!" I wish he could tell that to my older brother. But sadly, my brother passed away last year at age 55. See, Richie was a musician, a brilliant composer of very original music. He had no health insurance, couldn't afford it. When he got bone marrow cancer two years ago, the best he could afford was some emergency-room chemo, and an odd procedure that extracts his bone marrow, spins it reall fast through a centrifuge as if that somehow magically eliminates cancer, and then puts his own cancerous marrow back into him. He went into remission for a couple of months, but since the cancer cells had never really been removed from his marrow, the cancer was soon back and more aggressive than ever.
I offered to provide a bone marrow trasplant, but without insurance, the treatment was too expensive so he couldn't do that.
One of my brother's chemo treatments, by an emergency room intern, went horribly wrong, and within 30 minutes after he got home, my brother was dead at age 55.
A tribute concert was held in his memory. 17 bands played in his memory, and alkl recalled him as brilliant and one band said the precision written into his music made it the most difficult they had ever played. I didn't see a single insurance comapny executive in teh audience, even though they and their greedy policies had killed him just as surely as if they had fired a gun at him.
I can no longer share childhood reminisces with Richie, or tell him what's going on in my life, good and bad, or hear about his life, his musical triumphs, and the world has lost a brilliant and innovative composer of original music. His music was never really my cup of tea, but I was always proud of him for his originality and creativity, and I miss him terribly.
By the way, his widow, my sister-in-law, also has no medical insurance! If and when she gets ill, that will be a death sentence for her, as it was for her husband.
How many more people must die for insurance company profits, before we get real reform? I love that you're speaking out, but you need forums where you'll actually get heard. Only when every American stands up will we have a power equal to the insurance lobby. You need to reach that 80-year-old man who can't tell my now-dead brother about how there's no problem with health care in the good old USA.
One more health care story: I was laid off in 2001, and there went my medical insurance! I got on a COBRA plan for me, my wife, and our son, at $850 a month. Being out of work, I had to raid my 401K to pay it, costing me not only the tax on the withdrawn money, but also an early-withdrawl tax penalty. I will have far less to retire on. But also, I could not set-aside any money for our son to go to college. During that time, I fell off a ladder and severly damaged my left hand in the fall; the cost to fix my hand was $65,000; I now have about 95% of my hand functioning back, but at the cost that my son did not go to college. I did eventually get another job and get medical insurance again, but not before huge financial costs to my retirement and my son's ediuctaion.
That 80 year old's voice keeps echoing in my head: "There's not a damned thing wrong with health care in this country!" The indutsry you were so long a part of has done a great job of brainwashing citizens and politicians, how do we fight back against that? Even though 55 of the 60 people I've talked to so far support health cae reform, sometimes the battle just seems overhelming, the odds stacked too heavily against us.
Keep fighting the good fight, and I will do the same.
Health Care Financing Reform
Dear Mr. Potter,
I was intrigued by an interview I listened to on the radio the other day.
Personally I find myself smack in the middle of the debate on health care finance reform (NO ONE is talking about REAL Health CARE reform). As a (still) practicing emergency physician for 25 years I treat (and advocate for) patients (what we used to call members or insured lives). As a consultant for insurance companies I advise them on how to (ethically) control costs and identify billing abuse and fraud (unfortunately it exists). As a patient, and the husband, father, son, and friend of other patients I struggle with the health care "system" just like everyone else. As a (sometime) writer, I have written about the topic ("The Complete Idiot's Guide to Medical Care for the Uninsured").
While there is certainly plenty of blame to go around (on any given issue you can find fault with insurers, doctors, lawyers, hospitals, the media and - dare I say it- even the patients themselves). The question should not be who to blame, but rather how to improve health care and the financing of health care in the United States (and perhaps the world) in the 21st century.
If you and others in your organization have a genuine interest in solutions and would like to talk about it with someone who has been "in the trenches" I would welcome the discussion.
Sincerely,
Mark L Friedman MD FACEP FACP, Assistant Clinical Professor of Trauma and Emergency Medicine UCONN
Thank you!
I saw your interview on Bill Moyer's journal. I want to thank you. It is rare to hear from someone formerly in the ranks of Corporate America express such a heartfelt shift in thinking. As a former "insider" you have much to offer what is currently passing as "health care debate" in this country. We need more people like you who engage with the critical flaws in our system and who can point us in the direction toward creating a new one that will be more responsive to All Americans.
As an educator working in a school district, I have found the increasing costs that employees (even in the public sector) are asked to shoulder burdensome. So much so, that last year when my partner lost her job, we could not afford to cover her and the costs of COBRA were out of reach. We were faced with a daunting choice between paying our mortgage (and keeping a roof over our heads) or providing health coverage for our family. We chose the former.
My situation is only one of many, but it does go to the heart of the matter. In the most recent spat of scare attacks, those supporting the current system as the best possible argue that employees somehow have access through their employers. This notion does not square for a growing number of Americans.
I appreciate the perspective you bring to the discussion. I will be following your blog. I think every American should. I will do my best to get the word out.
With much appreciation.
cyclingjs
MASSIVE LABOR DAY MARCH on Washington, DC
Mr. Potter- Your straightforward and honest assessment of the FOR PROFIT insurance industry is very important for ALL Americans to hear. A group of us has just begun to organize a MASSIVE MARCH on Washington, DC for Labor Day. We are new at this but feel that it is IMPERATIVE to have a HUGE turnout to show Congress some of the faces they are supposed to represent. Can you help us? Anything you could do or suggest would be appreciated. Would you be willing to be a speaker? Please help! Thanks
Labor Day March on Washington
In response to David on Aug 3, 3009 - I applaud your passion for making the importance of this issue heard loud and clear in Washington. How can one learn more about this effort?
I do want to share a word of caution .... this is such a hot-button issue that it is imperative to assure that a peaceful, nonviolent, and constructive message is communicated to not only our legislators but to the American people. The potential for heated commentary has been seen in the town hall meetings held across the country. Please take a lesson from the past and assure that those who march are well-versed and committed to maintaining a Nonviolent response to any potential confrontation.
There is so much at stake ..... and so many with strong feelings ..... it's critical that our efforts move the conversation forward to greater understanding and compassion for all points of view.
Another THANK YOU
Thank you Wendell, for your integrity and your courage. I hope we, the American public, win.
For-profit insurance
For-profit insurance companies have a foremost responsibility to make profits for their shareholders. This makes the companies susceptible to unethical practices towards insureds and providers. However, there are not-for-profit insurers like some Blues plans, and Group Health, Kaiser, etc. They are owned by those who have the policies (co-op or mutual). Do you think they are just as unethical and immoral as the Wall Street driven insurers, or could they be the better 'public option'? Also, do you think the for-profit hospitals are just as ethically and morally challenged as the for profit insurers? Do you think the core problem is the "profit motive"? If so, Medicare, Medicaid, VA, are terribly broken as stated by the govt, yet there is no profit motive there. If the profit motive fuels inacceptable greed, and govt programs fuel unacceptable inefficiency that can't be sustained financially, which is worse? Besides the tax code, medical liability, and immigration needing reform in order to get healthcare costs under control, do you think the answer is single payor ultimately?
Canadian Health
I get so frustrated and angry when I see the lies and the liars that must be getting hired by the insurance industry down there to tell you that our Canadian health-care system is second-rate and that we have to wait for months to get treated for our concerns. Thanks for at least trying to set the record straight. The fact is that if you were to poll Canadians on the thing we are moist proud of, to name something we have that the great and mighty US of A doesn't have...it would be our health-care system!---- by a wide margin!!
We look at the trouble down there getting basic treatment for injuries that could be life threatening, and shake our heads in amazement over why you all put up with a system that is little different than the one seen in third world dictatorships where ruling elites have the best care available while the people doing the actual work --- and thereby getting injured the most --- are the very people who struggle to get decent attention! It's mind-boggling that First World, apparently advanced people from a modern civilization, would reject something that the rest of us consider to be the inevitable result of a society that embraces basic, human decency!
Canadian Healthcare
Hey Gary, if Canadian healthcare system is so great, why don't you talk to my sister that almost died because they put her on a 9 month waiting list, or my dad that had to come back to the states to get his surgeries, because he would have died had he waited.
So much for the wonderful Canadian heathcare system!!
Similar thing happened to my
Similar thing happened to my sister, whose company wouldn't giver her health insurance because of a pre-existing condition. Then she got qualified for "socialized" Medicaid, AND IT SAVED HER LIFE!
I don't believe you are Canadian at all, btw.
Canadian Health Care
I think people in both countries could come up with horror stories about Health Care. I just think that over all the Canadian system is fair for the people at large. Not just for those who can afford it.
Garbage...
You are simply lieing. I was born at the hospital I can see from here 50 years ago. I have been to hospitals all over BC for a variety of ailments for which I am now considered legally disabled. Granted, several times I have become exasperated by the wait at the walk-in emergency entrance because I was in considerable pain, but I, and no-one I know has ever had to wait any time at all to receive critical care when it was needed.
So unless your sister almost died of waiting for a badly needed face-lift and it was in fact her husband that was dieing due having to keep looking at her every morning for more months than should be expected of any human being, then unless you provide some details that are crackable, I must conclude that you are simply protesting socialized medicine out of some misguided ideological motive.
Health care reform
I too was on the other side of the health care industry.. I sold health insurance to the self-employed from 1993-1999. My biggest frustration was seeing small businesses struggle to cover their own families, and perhaps offer limited insurance to their employees and/or families.
When it came to turning in a claim, the insurance companies did their darndest to get out of paying, unless the insured put in the pressure. It wasn't always that way, but 75% of the time.
That we need health care reform is a moot point. Having said that, what we don't need is a government run government controlled system. We don't need another 'Government Motors', i.e. GM. I have first hand knowledge and experience what government controlled heatlth care can do. I have four sisters that live in Canada, and my youngest sister was put on a waiting list for 9 months for a much needed surgery, during which time she got weaker and weaker, almost to the point where she couldn't function. In her early 30's, she didn't deserve to be treated that way. That kind of service we don't need here. If you want to see what it would be like, look at any government run agency now, and that will give you a good overview of what we would be looking at!
Let's talk reform, but let's not throw the baby out with the bath water. Let's not let this president continue his power grab! Federal government has turned into a bohemoth that is out of control. Our founding fathers would roll over in their graves if they would see what this country has become.
It's time to rein in our out-of-control federal government, and give the power back to the people and the states.
If you want to see what it
Please. Other commenters have already cited services our government performs well. Repeating that tired mantra gets you nothing.
Um...women, people who don't own property, and black people voting?
On the contrary, there can be no real reform as long as we're stuck with this for-profit "baby." It, not government, ought to be "drowned in the bathtub."
If you want to see what...
Please. Other commenters have already cited services our government performs well. Repeating that tired mantra gets you nothing.
Maybe you should ask a vet that has used veteran's hospital, or how about the post office that is constantly in the red, the billions of pork...no thank you, I don't need any more of that kind of government. Let me be clear, government isn't bad, as long as it is kept in check by the true sovereign, the people. We should never fear our govenment nor be controlled by it, government should fear its people and by controlled by the people.
Um...women, people who don't own property, and black people voting?
Well, if just property owners voted, maybe votes couldn't be bought or bussed in...o-o-o-ps, did I say that out loud? I'm not choosing sides here, both sides of the isle are guilty.
On the contrary, there can be no real reform as long as we're stuck with this for-profit "baby." It, not government, ought to be "drowned in the bathtub."
So I guess making profit is bad, and a government that confiscates our money is good? Wow... no wonder this country is in the shape its in! Oh well, I'm already classified as a terrorist because I dare speak out against an out-of-control socialist leaning government!
Maybe you should ask a vet
So you'd prefer to find yourself completely on you own if you were a wounded or disabled veteran, without at least the option of a veteran's hospital and other veterans' services? You served your country, remember?
So you'd prefer to do without a postal service and leave it to chance that some private service would consider your needs profitable enough for them to notice your existence?
Nice idea, except for the Golden Rule: "He who has the gold makes the rules." And that increasingly means corporations making the rules for government -- how could you not notice that if you're so concerned with pork? -- and for you and me, either through government or directly. This miserable for-profit health insurance system, and the way the industry is pulling out all the stops in the fight over reform, is but one fine example of that.
Depends on what you profit from, and how -- standing between sick people and needed health care and gouging those people for every last cent isn't my idea of right livelihood. And I don't know about you, but protection from dependence a system like that is one thing I'd be glad to pay taxes for.
Not in the least. Only wingnuts are so over-the-top about "terrorism."
The cheese stands alone.
... ask a vet that has used veteran's hospital ...
I am a vet and have used the VA Hospital services. I have found them to be exemplary. My appointment starts on time and there is very little waiting during the entire time you are there. In emergency clinic, the time it takes to see you is many times shorter then a comparable visit to a general hospital. My dad (WW 2 vet) has used the services as well and have found them to be very good. So the government has done a great job in providing health care to me and my family.
I would encourage all medical services to look at the VA medical system and see how they can emulate them! They are focused on the patient and provide a great professional and compassionate care. Their use of technology and communications truly allow the close doctor patient focused care that I see missing in many of todays practices.
RAM clinic: webpage
Great story! For more on the RAM•LA clinic, please see the official website for the clinic at: http://ramclinic.info/
Cigna...Humana .... veterans "insurance"...
Veterans, who are participants in a healthcare system, other than the one under which they retired (now it's Humana Healthcare... Tricare... etc) are required to make their claims under their companies' healthcare program. My company uses CIGNA, so, that' what I make as my primary healthcare system, under the rules. So, when I go to the doctor, etc, I show them my Cigna card and my retired military ID number and my Humana documentation... the problems start. Cigna, of course pays their party, but then, when attempting to make the claim via Humana... the ball gets dropped. I never had this problem when I was with just Humana, without the rules that my employer's system had to be used. It seems to me that, since the "nationalized" healthcare program of funding via Tricare/VA was better, that I should be allowed to use that vice the company provided inferior CIGNA healthcare program.... and yes, I thought my healthcare would be all paid for upon putting in 20 years and retiring from the military, but, alas, my recruiters never knew that the United States citizens would make me pay for my healthcare via an annual "minimal" fee, payable to Humana Healthcare (Tricare Prime).
So, yes, nationalized healthcare seems to be "better" but, one's own citizens can't be depended upon to keep their word, so, I can understand the misgivings about a national healthcare system, run by the citizens of the United States of America.
insurance companies
I like others here on your blog, would like to thank you. For years, I have been denouncing the insurance companies as profit making entities unconcerned with humans. I honestly think that taking them out of the equation of health care is the way to go. This country has become more and more divided into the 'haves' and the 'have nots'. The 'have' are more likely to be content because the current system works for them. But the human cost is too high and something needs to be done. You are using the background and information you have to create positive change. I respectfully thank you.
ins industry greed - what is to stop it in any govt plan?
Mr. Potter,
I appreciate your work and courage to speak out.
My question is:
what in the world is going to stop the government from practicing the same greedy principles that you experienced in the private industry?
Thank you
Deb
To answer Debb's Q.
The gov. is run by the Americans, and very rich Americans. Not to say they wont try, but it's much harder for them to scam us than the greedy fat rich bastards that have their talons in us now. The fed. gov. will also be regulated.
Evidence Requested
"Thousands of our family members and neighbors have died needlessly because they didn't go to the doctor or pick up their prescriptions because they didn't have adequate insurance."
Can you provide evidence to support this claim? And while you are providing evidence for this claim, would you please provide additional documentation about your statement that 50 million people do not have access to health care?
I'm evidence that we need change
I'm evidence but I have not died yet! I don't have a serious condition but I'm a recent college graduate who had been on a ADD medication for over 6 years. When I graduated my insurance ended, had a very popular ADD medication with a price tag of $230 for a one month supply, and no refills. SO you would think that's not a big deal RIGHT? Think again.
ADD meds are highly addictive to the body even at the lowest dose which I was on, and cause horrible withdrawals that can often lead to suicide. Unable to pay for the medication or make doctor visits every month to fill my medication I decided to stop. Three days later I was not able to go to work, and began my 9 month battle with severe depression, unable to work, suicidal, severely fatigued, and finally developed severe insomnia. I had no money, could not afford to take any more meds, and despite my suicidal urges and cries for help I was denied free health care on the basis that I was a recent college graduate and young. My family has no health insurance, and my mother had recently lost her job. I would have ended up homeless on the streets if my family had not taken me in.
I could not stop sleeping for the first 3 months, I as most ADD patients rely on ADD meds on a every day basis, and after taking the meds for a long period of time the mind becomes lazy and relies on the meds for completing tasks or even waking up in the morning.
What is scary to me is that I had always refused to increase my dosage, and have no addiction history. I don't drink or smoke, and in all very healthy.
So now one year and half later, my depression is better, but I still cannot work or concentrate, or even clean after my self. Six years of college, highly skilled, and I still feel like a vegetable. I came close to suicide 3 times in the past year of recovery, and I was one of the better ones. If I did not have my family by my side to stop me, I would be one of the dead people.
Do you know how many children and college students are on ADD meds these days? So just do the math, go and read how many blogs have been written about people like me who either cannot get insurance or are denied insurance. So are we to just die because our pills every month have no refills, or are too expensive? I went on ADD meds to help get through school and to improve my grades, and I have ended up worthless, depressed, suicidal, and one day away from being homeless all because I lost my insurance, and could not afford the medication on my own, and was even denied free health care.
Some times I wish I had died early on so I did not have to feel so worthless. I cannot tell you how angry I've become at America, and how I was left to die on my own without any care or assistance. I was left to die, and not even my own doctor would return my call because I no longer had insurance to pay for his time.
Further evidence ...
I am 53 and I have been uninsured for 99.9 percent of my adult working life. I am self-employed as a legal transcriptionist. I wanted to echo this young man's difficulty with withdrawal from expensive prescription meds, especially psychotropics. I was refused the meds to withdraw safely from Paxil, which I was on for six years. It was a medication that I was unnecessarily on, as I was not suffering depression or anxiety, I simply had a difficult situation at home involving another family member, my son with Asperger's Syndrome who is also an alcoholic.
There were many times during my withdrawal, which was in every way akin to this young man's, that I would have loved to have medical care but could not access care easily, and I wasn't able to drive for the first two years of withdrawal, although I did continue to work (I work at home), because I had no choice. I did call the clinic I had been going to and left a message for my doctor who had prescribed the Paxil. I called her twice in increasing agony and never got a call back. But I will also say that most doctors totally scoff at the idea of severe withdrawal from SSRIs, although it now widely documented, as well as the outright lies by companies like GSK that they knew of this all along.
There is no guarantee in getting off SSRIs that you will not have a very rocky road, as can be attested to by many of the people on the support site PaxilProgress.org, a site that without the good people there I would have been dead, as I had no idea what was happening to me. I had never experienced suicidal thoughts at any time in my life prior to Paxil and it was terrifying, the urge was so strong. But this brings me to the point that as more people lose their jobs and their insurance they are, like me being forced, to cold turkey off these drugs and other psychotropics. It's a very, very dangerous situation. All of these drugs are highly unpredictable.
I also wanted to put PaxilProgress on here because if you are going through difficulties with any type of psychotropic drug you will get support and kindness here. We have people here who are withdrawing from a number of these drugs. It's a site like no other I have seen on the web. There are many people, like me, who are, as I said, alive thanks to this site and the people that went through this hell before me.
Trusting healthcare to for-profit and fake-non-profit company
No way. Not a minute. Thanks Mr. Wendell Potter.