Opinion

Remember, Remember the 5th of November! Bank Transfer Day

"Bank Transfer Day" Facebook pageNovember 5th is "Bank Transfer Day," a hopping Facebook campaign urging Americans to move their money out of big national banks and into local banks or credit unions.

Day Inspired by Bank Of America Fee

Kristen Christian, a 27-year-old Los Angeles art gallery owner, organized the effort after Bank of America (BofA) issued a new $5 monthly fee to debit card users that would be implemented in early 2012. The fee targets those who have less than $20,000 in Bank of America accounts. The "Bank Transfer Day" movement cites this as a direct attack on the impoverished and working class. BofA is also a notorious foreclosure mill, doing little or nothing to help their clients facing foreclosure. The Bank Transfer Day Facebook page has 35,000 likes and support for the movement is growing by the second.

Insurers Want Obama to Defy Law So They Can Continue Keeping You In The Dark

Fox and chickIf you have no idea what you're paying good money for when you enroll in a health insurance plan, there's a good reason for that: insurers profit from your ignorance. And they're waging an intense, behind-the-scenes campaign to keep you in the dark.

In my first appearance before Congress after leaving the insurance industry, I told members of the Senate Commerce Committee that insurers intentionally make it all but impossible for consumers to find out in advance of buying a policy exactly what is covered and what isn't, and how much they'll be on the hook for if they get sick or injured. Insurers are quite willing to provide you with slick marketing materials about their policies, but those materials are notoriously skimpy when it comes to useful information. And the documents they provide after you enroll are so dense that few of us can understand them.

Positive Policing From Wisconsin's "Original Occupation"

After two tours of duty in Iraq, 24-year-old Wisconsin native Scott Olsen managed to escape unscathed and with seven medals for valor. But Olsen was critically injured in an Occupy Oakland march last week by a police projectile. According to eyewitnesses, Olsen was acting as a human barrier between unarmed civilians and Oakland police in riot gear who were charged with keeping a public park cleared for sanitation purposes.

Whether this was a case of an inexperienced Mayor (check) or a historically aggressive police department (check), the incident underscored the potential for catastrophe as cops increasingly confront peaceful protesters with riot control weapons.

Herman Cain's New Internet Campaign Ad Promotes Smoking

Republican presidential candidate Herman Cain's new internet ad features a tight head shot of his campaign's "chief of staff," Mark Block, telling viewers how great Cain will be for the country and how much confidence he has in Cain. In the ad, Block looks directly at the camera, says, "We've run a campaign like nobody's ever seen." Then, at the 40-second mark in the 56-second political spot, Block unexplicably takes a long, prominent drag from a lit cigarette and then exhales, blowing the smoke directly at the viewer. The ad highlights Cain's connections to the tobacco industry, and Block's position in the campaign belies Cain's connections to David Koch. Until earlier this year, Block was the long-time leader of the Wisconsin arm of the David Koch-funded astroturf group, Americans for Prosperity (AFP), following a scandal that barred him from electoral politics for a time. A number of Cain's other aides have also worked for AFP, and Cain's old work and email addresses used to be with the Koch group. But what's the cigarette connection?

Don't Buy Insurers' Junk -- Or Let Them Keep Selling It

Members of Congress and the Obama administration have assured us that on January 1, 2014, junk health insurance plans -- which offer only the illusion of adequate coverage to the millions of Americans enrolled in them -- will become a thing of the past.

Fake health insurance signAmong those who clearly don't believe those plans are headed for extinction are the insurance companies that market these highly profitable plans, and the employers that buy them -- primarily restaurant chains and retailers with high employee turnover.

If I were President Obama, I would send one of my aides to the Chicago suburbs later this week to see first-hand just how determined these companies are to continue selling these plans -- which are euphemistically called "mini-med" and "limited-benefit policies" -- long past 2014.

"Horror Hotel": The New Frontier of Junk Food Marketing to Kids

626 Horror HotelToday's teenagers are probably the most savvy generation yet when it comes to filtering out advertising, but that is no worry for junk food and drink companies who steadily deploy stealthier and more sophisticated interactive promotions that specifically target teens and exploit their emotional and developmental vulnerabilities. The newest generation of internet-based junk food promotions uses cutting edge marketing techniques with names like "augmented reality," "virtual environments" and "neuromarketing" -- the use of scientifically-devised digital marketing techniques that trigger teens' subconscious emotional arousal.

Gaming American Democracy: A Perfect Storm in Which Republicans Disenfranchise Voters While Giving Corporations Unchecked Powers

One of the most stunning results of the Republicans’ victory sweep in the midterm 2010 elections (which made Ohio Republican Congressman John Boehner Speaker of the House of Representatives, while the Democrats retained control of the Senate) was the GOP’s taking control of 19 state legislatures.

ALEC Politicians Spin Special "Interest" Bill to Protect Corporate Wrongdoers as "Job Creation"

For years, the American Legislative Exchange Council (ALEC), has been itching to protect big corporations from high interest rates charged in cases where corporations have killed or injured Americans. Now, Wisconsin politicians serving on key ALEC task forces are pushing a bill embracing this idea as part of ALEC alumnus Scott Walker's latest effort to force the ALEC agenda into law based on claims that doing so will help "job creators."

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