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Wall St. is nothing more than a rigged casino, full of ponzi schemes. That major corporations and their ("our") government encourage the more affluent among us to base "retirements" on it is alarming and sociopathic. For most of us, it's like a great big lottery ticket that we are pressured to buy. At the same time, major corporations and their government are dismantling our other, more sustainable, retirement options; Social Security, Medicare and pensions. They want us to fund and insure the huge multinanional corporations that rule us, and give us nothing but slogans and empty promises in return.