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The problem was actually started with the Clinton administration. Dropping the Glass Seagull Act was the beginning of the end of Wall Street the way we knew. Why was this done? It eliminated competition by allowing the Banks to buy up so many brokerage firms that were operating at a very profitable pace while keeping people employed. With every Bank buyout or merger, there were tens of thousands jobs lost! To this day these jobs have not been replaced. To make matters worse, Banks and Financial Institutions are limiting the job applications to people with Bachelor degrees or better. I've been in this industry for 28 years of the 50 I've been alive for. Now I can't even receive the right to interview because in every job requirement there is this request for college education. At my age, to be turned away from the industry I devoted more than half my life to is devastating. Not only financially but emotionally. Put and end to this discrimination against the middle aged people and allow us to interview like it's supposed to be. I don't want unemployment insurance or any other assistance. I want to work!!!!!!!!!! Do what the people want, fair treatment.