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I think that many people do not understand two things about business, generally. First, business leaders simply don't care. They don't care about you, what you think, whether or not you have a job, or whether or not you don't like their bonus payouts. Second, they do whatever they want simply because they can. So, why do we allow that? Siimply put, "we, the people" don't allow it. Rather, our leaders allow it. And allow it they must, in order to pay for their re-election campaigns and to connect their families to amazing business opportunities. On regulation itself -- I'm no fan of government regulation but, as we found in 1929 and 2008, the costs of insufficient regulation far outweigh the benefits. Moreover, if the regulatory bodies themselves remain under-powered and morally disconnected, then even reasonable regulation will never work. Can this be changed? Perhaps it is time for public financing of federal electoral campaigns... Can it be worse than what we have now?