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I agree with you, Mr. Durbin, to a point. Sure, we have way too much obesity in this country which leads to higher cholesterol, more heart attacks and Type II diabetes. Some of this is unavoidable due to the highly processed, preserved, saturated and salted foods many have no choice but to eat. (I think there's an argument here for taxes on super sugary foods and drinks). And smokers are just asking for lung cancer. (Fortunately, we've taxed that to kingdom come and put informative labels on all products and advertising bans to children.) However, accidents, illness and disease many times come on unexpectedly irregardless of how much you're taking care of yourself. So the crux of the issue comes back to the private insurance industry. The axing of those with pre-existing conditions many of which don't have a culpable cause, is in my view immoral. Would you rather have a corporate bureaucrat concerned about his or her profit margin make health care decisions for you or a government bureaucrat with no interest in making a profit for him/herself?