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First of all all the major medical insurance plans out there will soon be unaffortable, some already are. Aetnas CEO has already stated that there rates will increase in 2014 by 100%. You cant afford to pay the premiums. Even if you can the amount you will pay over the years is not worth it.There is a solution to all of this. Take a look at a company called Philadelphia Life Insurance. They have a health insurance plan that wil give you more coverage with less cost. They also tie there rate increases to Medicare and they have not had an increase in two years. Take a look at the amount of complaints that Blue Cross Blue Shield and all the rest of the big boys have against them. Its unbelievable. You wont find any complaints on Philadelphia Life.Its time to forget about these big boy ripoffs and get a plan that will work for you.