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.. WE HAVE BEEN WITH BC/BS SINCE 1988, FOR OVER 15 YEARS WE HAD VERY LITTLE CLAIMS WITH THE COMPANY, BUT NOW I AM 60 MY WIFE IS 57, WE ARE IN DECLINING HEALTH FOR THE PAST FEW YEARS, THEY STARTED RAISING OUR RATES, THEY RAISED OUR RATES ALONE OVER 45% IN THE PAST 15 MONTHS! NOW WITH OUR $2,400 OUT OF POCKET PER YEAR WE NOW PAY APX $25,000.00 PER YEAR IN PREMIUMS.. WE HAVE WORKED HARD ALL OUR LIVES AND PLANED TO SOON RETIRE, BUT WE HAVE HAD TO PAY OVER $100,000.00 IN INSURANCE PREMIUMS IN THE PAST 5 YEARS, THIS HAS WIPED US OUT, TO POINT NOW THEY WE MAY LOOSE EVERYTHING WE HAVE.. BC/BS SAYS OUR RATES ARE IN LINE WITH OTHERS IN THEIR SYSTEM.. BUT SOME FRIENDS OF OURS ON ON THE SAME TYPE PLAN THEY ARE ABOUT 3 YEARS OLDER THEN WE ARE AND THEY PAY LESS THEN $10,000.00 PER YEAR! THE FACT IS THEY DO NOT WANT US ANY LONGER AND WANT US OFF THEIR ROLL, SO THEY WILL JUST KEEP RAISING THE RATES UNTIL WE HAVE TO... HOW CAN THIS BE FAIR OR JUST!